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Protection and Assurance for your Employees

Your business is a multifaceted machine that requires protection at every level. The people who make your business go deserve the assurance that they are covered at all costs. At New Century Insurance Services Inc. , we understand that quality coverage options for your employees will ensure that your business attracts and maintains the best workers.


Small Business Retirement Plans

The plan you choose depends on the size of your business, how it is structured and how much money you think you can afford to put aside. Self-employed individuals can take advantage of the fact that they’re considered both employer and employee.

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Employer-Sponsored Retirement

Usually a defined contribution and tax-favored retirement plan which is partially or fully funded by the sponsoring employer. The employer's contributions (and those of the employees, if they too contribute to the plan) are commonly deductible from their respective incomes. Also called employer funded retirement plan.

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Group Benefits

Group insurance is an insurance that covers a defined group of people, for example the members of a society or professional association, or the employees of a particular employer. Group insurance may offer life insurance, health insurance, and/or some other types of personal insurance.

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Group Disability Insurance

Group disability insurance protects your employees' most valuable asset: the ability to earn an income, even if they are too sick or hurt to work.


Retiree Health Coverage

If you're retired and have Medicare and group health plan (retiree)coverage from a former employer, generally: Medicare pays first for your health care bills. Your group health plan coverage pays second.

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Group Health Insurance

A group health plan is defined as an employee welfare benefit plan established or maintained by an employer or by an employee organization (such as a union), or both, that provides medical care for participants or their dependents directly or through insurance, reimbursement, or otherwise.

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Supplemental Insurance

Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. 

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