Good Drivers are Responsible Drivers
Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.
Comprehensive provides coverage against theft and damage caused by an incident other than a collision, such as fire, flood, vandalism, hail, falling rocks or trees and other hazards.
Collision reimburses you for damage to your car that occurs as a result of a collision with another vehicle or other object - e.g., a tree or guardrail - when you're at fault.
This coverage reimburses you when an accident is caused by a driver who does not have auto insurance - or in the case of a hit-and-run. You can also purchase underinsured motorist coverage. which will cover costs when another driver lacks adequate coverage to pay the cost of a serious accident.
This coverage helps drivers when their vehicle breaks down. Adding roadside assistance to your policy will get you: towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
Medical Payments Coverage
Medical Payment or personal injury protection provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.
Recreational Vehicle Insurance
RV insurance protects you, as a recreational vehicle owner, from excessive out of pocket costs in the event of a loss or if you are at fault in an accident that causes bodily injury or property damage. It can also provide compensation for your costs if you have a roadside breakdown.