You don’t have to have shareholders to be exposed, because claims can come from any stakeholder – customers, partners, vendors, employees, and creditors. And a claim against your organization’s leadership can mean costly civil, criminal, judicial, administrative, regulatory or arbitration proceedings. Worse still, judgments and settlements can reach into your personal assets. 

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In today’s business climate, every decision an employee makes has the potential to be scrutinized by just about everyone you do business with – customers, vendors, shareholders and even other employees. Directors and Officers Insurance protects directors, officers and employees for liabilities that result directly from their decisions. Directors and Officers Insurance covers defense costs and damages should any of your employees be named in a lawsuit, regulatory action, or face allegations of misrepresentation or breach of fiduciary duties.